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Inside this prepaid debit card application publication, we expect to contribute to you a lot of aspects that this significant topic has to propose to you.

Armor yourself against on line chargecreditcard scams by sticking to the elementary recommendations in this section:

What you should do:

• If you misplace your securedcards, please report the loss immediately.

• Whenever you cut up your old prepaid debit card at the time of renewal/upgrading, ensure that you always make it a point to first snip it across the account number before trashing it.

• Make it a habit to store your ccs someplace safe. Treat it as carefully as you`d treat your banknotes.

• Do be certain your card is swiped when you are there.

• Do make it a habit to ensure that you`re on your own whenever you withdraw money from the ATM.

• In case you card is jammed in the ATM, report the problem to the bank and/or police at once -- and be very suspicious of strangers offering help

• Before you use an ATM, check to verify that there aren`t any unfamiliar devices in the insertion panel.

• Make it a point to reclaim your securedcredit cards when you`ve finished withdrawing cash at the ATM.

• If you notice anybody (or any group) who seems to be up to no good anywhere near any ATM, do notify the relevant authorities (such as the bank, airport security, or the store manager, depending on where the ATM is located) immediately.

• Please change your ATM personal identification number (PIN) every three months or so.

• Whenever you make any credit purchases, please first check that the charge slip generated by the vendor is complete before you sign it.

• Always remember your card payment due date. Ensure that you immediately get in touch with your card company in case your bills fail to arrive on time. Not getting debit credit cards online statements might indicate that a scam artist or ID thief has fraudulently gained access to your account and notified the company about a change of address as a ploy to cover his tracks.

• Do don`t get taken in by promotional scams. ID thieves might lure you with phony deals to persuade you to disclose your personal information.

• Do keep all your personal information in a safe and inaccessible place within your home, particularly in case you share a home with friends or colleagues, employ outside help, or when there are handymen (such as plumbers or exterminators) providing any kind of service at your residence.

• Make it a point to sign your online secured creditcards immediately after you receive it.

• Always look at all your cards periodically to verify that they`re all there.

• Always use a shredder or otherwise completely destroy payment vouchers, plane tickets, travel schedules, together with anything else that shows your card numbers.

• Make it a point to put away papers that contain sensitive information in a secure place. Also ensure that you keep a catalog of all c card online, account information, expiry dates, plus the customer support contact numbers in a secure area, so that you can quickly contact your card provider if your card or cards get misplaced or stolen.

• Whenever you need to, just call your card company for assistance or support.

Things you should NEVER do:

• Please do not divulge your online creditcredit card numbers/ATM PIN to anybody.

• Please do not part with your online ccs to anyone, not even if he/she claims to represent the bank.

• Never get taken in by any stranger who offers to help you use the ATM machine.

• Make sure that you never write down your ATM personal identification number on the card or even on a paper that you carry in the same place as your online c c.

Do`s and don`t`s during e-Commerce transactions:

• Ideally, only do business with sites which demand corroboration of Card Verification Value -- CVV or CVV2 -- (the 3 or 4 digit value following the card number, found on the signature panel at the back of the credit creditcard), or do business only with websites that are supported by Visa (under the Verified by Visa security program) or MasterCard Secure Code, both of which protect your card against fraud when shopping online.

• Do use your best judgment when sending confidential personal information over the internet. Make it a point to never disclose your personal or account information to any entity you don`t know and trust. Please make an effort to confirm a business`s genuineness by going to their website, contacting them by using a telephone number obtained from a trustworthy source, and/or getting a recommendation or reference from a dependable source.

• Never disclose your passwords. Certain cyber merchants might insist that you log on to their site by providing them with a username and password before proceeding with your shopping. These passwords ought to be kept secret from outside parties -- just like you would -- or should -- keep your ATM personal identification number secret.

• Do look for standard security measures. Locate security clues -- for example, the image of a closed padlock at the bottom of IE (or your favorite browser), or a website address that begins with https://. These `safety flags` indicate that merely you and the retailer can look at your payment particulars.

• Don`t ever give out payment information in an e-mail. Data which travels over the internet (such as email) is not entirely protected from being read by third parties. As a general rule, reliable merchant sites use data encryption, which makes the data unreadable until decrypted and that will secure your credit creditcards details from being intercepted by others when you`re shopping online.

• Please maintain a list of your card purchases. Just as you hold on to store receipts, you should maintain records (either as hard or soft copies) of any merchandise you`ve bought using your online debitcreditcard. Have a backup of your purchase transactions by storing the electronic receipt as a file on your computer and/or printing the electronic receipt.

• Do review your monthly online creditcredit cards account statement and do it methodically. Take immediate action if you find anything that looks dubious, to stop any further form of fraud before it occurs. Moreover, promptly notify your card issuer about phishing e-mails by which a fraudster allegedly representing a legitimate organization sends misleading emails requesting your personal and financial details.

• Please be cautious about promotional scams. Fraudsters who assume other people`s identity may make use of terrific deals to get you to give them your online charge creditcard details.

• In case you make use of secured creditcard to shop online from Internet cafes or from computers that others may also use, always make sure that you erase the browser history of internet sites you`ve checked out or purchased from.

• Do open and respond only to e-mails which pass some basic tests, like:

- Do you recognize the sender of the e-mail?
- Have you got emails from this person sending mail at a prior time?
- Are you due to get email with an attachment from this sender?
- Does email from this person -- with the topic mentioned in the subject line plus the name of the attached item -- sound logical?
- Has this email been infected by a trojan or virus?



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